Frequently Asked Questions
-
Effective Date: March 2, 2026
Last Updated: March 2, 20261. Introduction
This Privacy Policy ("Policy") describes how John Carmean, doing business as johncarmean.com ("we," "us," or "our"), collects, uses, discloses, and protects your personal information when you visit our website located at johncarmean.com (the "Site"), use our services, or otherwise interact with us.
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by this Policy. If you do not agree with the terms of this Policy, please do not access or use the Site.
2. Information We Collect
2.1 Information You Provide Directly
We may collect personal information that you voluntarily provide to us when you:
Contact us through forms, email, or other communication channels; subscribe to newsletters, updates, or mailing lists; request information about our consulting services; submit comments or feedback on blog content; or engage with interactive features of the Site.
This information may include your name, email address, phone number, company name, job title, mailing address, and any other information you choose to provide.
2.2 Information Collected Automatically
When you visit the Site, we and our third-party service providers automatically collect certain technical information, including:
Device and Browser Data: IP address, browser type and version, operating system, device identifiers, screen resolution, and language preferences.
Usage Data: Pages visited, time spent on pages, referring URLs, click patterns, scroll depth, and navigation paths.
Cookies and Similar Technologies: We use cookies, web beacons, pixel tags, and similar tracking technologies to collect information about your browsing activity. See Section 7 (Cookie Policy) for details.
2.3 Information from Third Parties
We may receive information about you from third-party sources, including analytics providers (such as Google Analytics), advertising networks, social media platforms (when you interact with our social media content), and publicly available sources.
3. How We Use Your Information
We use the information we collect for the following purposes:
Service Delivery: To provide, maintain, and improve the Site and our services; to respond to your inquiries and fulfill your requests; and to communicate with you about our services.
Analytics and Improvement: To understand how visitors use the Site; to analyze trends, administer the Site, and gather demographic information; and to improve the user experience and our content.
Marketing and Communications: To send you newsletters, updates, and promotional materials (where you have opted in or where permitted by law); and to personalize content and recommendations.
Legal and Compliance: To comply with applicable laws, regulations, and legal processes; to protect our rights, privacy, safety, or property; and to detect, prevent, or address fraud, security, or technical issues.
Business Operations: To manage our business operations, including accounting, auditing, and internal reporting.
4. Legal Bases for Processing (GDPR)
If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, we process your personal data based on the following legal grounds:
Consent: Where you have given clear consent for us to process your personal data for a specific purpose (e.g., subscribing to a newsletter).
Legitimate Interest: Where processing is necessary for our legitimate interests (e.g., improving the Site, analytics) and those interests are not overridden by your data protection rights.
Contractual Necessity: Where processing is necessary for the performance of a contract with you (e.g., providing requested services).
Legal Obligation: Where processing is necessary to comply with a legal obligation.
5. How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
Service Providers: We may share your information with third-party vendors, consultants, and service providers who perform services on our behalf, such as website hosting (Squarespace), email delivery, analytics (Google Analytics), and payment processing. These providers are contractually obligated to use your information only as directed by us and in a manner consistent with this Policy.
Legal Requirements: We may disclose your information if required to do so by law, or in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend our rights or property, prevent or investigate possible wrongdoing, protect the personal safety of users of the Site or the public, or protect against legal liability.
Business Transfers: If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on the Site of any change in ownership or uses of your personal information.
With Your Consent: We may share your information for other purposes with your explicit consent.
6. Data Retention
We retain your personal information only for as long as is necessary for the purposes set out in this Policy, unless a longer retention period is required or permitted by law. When determining the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the data, and applicable legal requirements.
When your personal information is no longer needed, we will securely delete or anonymize it in accordance with applicable law and our internal data retention procedures.
7. Cookie Policy
Our Site uses cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and serve targeted content.
7.1 Types of Cookies We Use
Essential Cookies: Required for the Site to function properly. These cannot be disabled.
Analytics Cookies: Help us understand how visitors interact with the Site by collecting and reporting information anonymously (e.g., Google Analytics).
Functionality Cookies: Enable enhanced functionality and personalization, such as remembering your preferences.
Marketing/Advertising Cookies: Used to track visitors across websites to display relevant advertisements.
7.2 Managing Cookies
You can control and manage cookies through your browser settings. Most browsers allow you to refuse or accept cookies, delete cookies, and be notified when a cookie is set. Please note that disabling cookies may affect the functionality of the Site. You may also opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-on.
8. Your Rights and Choices
8.1 All Users
Regardless of your location, you may: opt out of receiving marketing emails by following the unsubscribe instructions in any marketing email we send; request access to, correction of, or deletion of your personal information by contacting us; and disable cookies through your browser settings.
8.2 California Residents (CCPA/CPRA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):
Right to Know: You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected it, our business purpose for collecting it, and the categories of third parties with whom we share it.
Right to Delete: You have the right to request that we delete any personal information we have collected from you, subject to certain exceptions.
Right to Correct: You have the right to request that we correct inaccurate personal information.
Right to Opt Out of Sale/Sharing: We do not sell or share your personal information for cross-context behavioral advertising. If this practice changes, we will provide a conspicuous opt-out mechanism.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights.
To exercise these rights, contact us using the information in Section 13. We will verify your identity before fulfilling your request and respond within 45 days as required by law.
8.3 EEA, UK, and Swiss Residents (GDPR)
If you are located in the European Economic Area, United Kingdom, or Switzerland, you have the following rights under the General Data Protection Regulation (GDPR) and applicable local laws:
Right of Access: You may request a copy of the personal data we hold about you.
Right to Rectification: You may request that we correct inaccurate or incomplete data.
Right to Erasure: You may request that we delete your personal data (the "right to be forgotten").
Right to Restrict Processing: You may request that we limit the processing of your data under certain circumstances.
Right to Data Portability: You may request a copy of your data in a structured, commonly used, and machine-readable format.
Right to Object: You may object to the processing of your data based on legitimate interests or for direct marketing.
Right to Withdraw Consent: Where processing is based on consent, you may withdraw that consent at any time without affecting the lawfulness of prior processing.
To exercise these rights, contact us using the information in Section 13. You also have the right to lodge a complaint with a supervisory authority in your country of residence.
9. International Data Transfers
Your information may be transferred to and processed in the United States, where our servers and operations are located. If you are accessing the Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in a jurisdiction where data protection laws may differ from those in your country of residence.
Where we transfer personal data from the EEA, UK, or Switzerland to the United States, we rely on appropriate safeguards, such as Standard Contractual Clauses approved by the European Commission, or other legally recognized transfer mechanisms.
10. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect the security, confidentiality, and integrity of your personal information. These measures include encryption of data in transit (TLS/SSL), access controls and authentication protocols, regular security assessments and monitoring, and secure disposal of data no longer needed.
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
11. Children's Privacy
The Site is not directed to individuals under the age of 16, and we do not knowingly collect personal information from children under 16. If we become aware that we have collected personal data from a child under 16 without verification of parental consent, we will take steps to delete that information promptly. If you believe we have inadvertently collected information from a child under 16, please contact us immediately using the information in Section 13.
12. Third-Party Links and Services
The Site may contain links to third-party websites, services, or applications that are not operated or controlled by us. This Policy does not apply to third-party sites. We are not responsible for the privacy practices of any third party. We encourage you to review the privacy policies of any third-party site you visit.
13. Contact Information
If you have any questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how we handle your personal information, please contact us at:
John Carmean
Email: privacy@johncarmean.com
For GDPR-related inquiries, you may also contact us at the address above, referencing "GDPR Data Request" in your subject line.
14. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make material changes, we will post the updated Policy on this page and update the "Last Updated" date. We encourage you to review this Policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated Policy.
-
Effective Date: March 2, 2026
Last Updated: March 2, 20261. Acceptance of Terms
These Terms of Use ("Terms") constitute a legally binding agreement between you ("you" or "user") and John Carmean, doing business as johncarmean.com ("we," "us," or "our"), governing your access to and use of the website located at johncarmean.com (the "Site") and any related services, content, features, and functionality offered on or through the Site (collectively, the "Services").
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site. We reserve the right to modify these Terms at any time. Your continued use of the Site following any modifications constitutes acceptance of the revised Terms.
2. Eligibility
You must be at least 16 years of age to use the Site. By using the Site, you represent and warrant that you are at least 16 years old and have the legal capacity to enter into these Terms. If you are using the Site on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
3. Intellectual Property Rights
3.1 Our Content
All content on the Site, including but not limited to text, graphics, logos, images, audio, video, data compilations, software, and the overall design, selection, and arrangement thereof (collectively, "Site Content"), is the exclusive property of John Carmean or his licensors and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
Site Content may not be copied, reproduced, distributed, transmitted, displayed, published, adapted, modified, or otherwise used without our prior written consent, except as expressly permitted in these Terms.
3.2 Trademarks
"John Carmean," "johncarmean.com," "TOMMY," and all related names, logos, product and service names, designs, and slogans are trademarks of John Carmean or his affiliates. You may not use such marks without our prior written permission. All other trademarks not owned by us that appear on the Site are the property of their respective owners.
3.3 Limited License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use. This license does not include any right to collect or harvest any data from the Site, use data mining, robots, or similar data gathering or extraction methods, reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site, or access the Site to build a competing product or service.
4. User Conduct
You agree not to use the Site in any way that:
Violates any applicable federal, state, local, or international law or regulation; infringes the intellectual property or other rights of any person or entity; transmits any material that is unlawful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable; introduces any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; attempts to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site; attacks the Site via a denial-of-service attack or a distributed denial-of-service attack; or otherwise attempts to interfere with the proper working of the Site.
5. User Submissions
If you submit any content, comments, feedback, suggestions, or other materials to us through the Site ("User Submissions"), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Submissions in connection with the Site and our business operations.
You represent and warrant that you own or have the necessary rights to submit all User Submissions and that your User Submissions do not violate any third party's rights, including intellectual property rights and privacy rights.
6. Third-Party Links and Services
The Site may contain links to third-party websites, services, or resources that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any third-party content, goods, or services.
7. Disclaimer of Warranties
THE SITE AND ALL CONTENT, SERVICES, AND FEATURES AVAILABLE ON OR THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THE CONTENT ON THE SITE IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL ADVICE. YOU SHOULD CONSULT WITH APPROPRIATE PROFESSIONALS BEFORE TAKING ANY ACTION BASED ON INFORMATION OBTAINED FROM THE SITE. CONSULTING INSIGHTS, BLOG POSTS, AND OTHER CONTENT ARE OPINIONS AND SHOULD NOT BE RELIED UPON AS SPECIFIC PROFESSIONAL GUIDANCE FOR YOUR SITUATION.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JOHN CARMEAN, HIS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
(a) your access to or use of, or inability to access or use, the Site; (b) any conduct or content of any third party on the Site; (c) any content obtained from the Site; (d) unauthorized access, use, or alteration of your transmissions or content; or (e) any other matter relating to the Site.
IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE SITE EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS ($100.00) OR THE AMOUNT YOU PAID US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
9. Indemnification
You agree to indemnify, defend, and hold harmless John Carmean, his affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including but not limited to your User Submissions, any use of the Site's content other than as expressly authorized in these Terms, or your violation of any law or the rights of a third party.
10. Governing Law and Dispute Resolution
10.1 Governing Law
These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
10.2 Dispute Resolution
Any dispute arising out of or relating to these Terms or the Site shall first be attempted to be resolved through good-faith negotiation between the parties for a period of thirty (30) days. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, in Orlando, Florida. The arbitrator's decision shall be final and binding.
10.3 Class Action Waiver
YOU AND JOHN CARMEAN AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR HIS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.
10.4 Exceptions
Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.
11. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
12. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.
13. Entire Agreement
These Terms, together with the Privacy Policy and any other legal notices or agreements published by us on the Site, constitute the entire agreement between you and John Carmean concerning the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral.
14. Waiver
No waiver of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
15. Assignment
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction.
16. Force Majeure
We shall not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from any cause beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemic, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.
17. Contact Information
For questions about these Terms, please contact us at:
John Carmean
Email: privacy@johncarmean.com